When it comes to financial assistance for energy and housing needs in the UK, certain grants are available exclusively through the government. These grants are designed to help reduce energy costs, improve home efficiency, and support low-income households with housing expenses. Below are some key grants that you can’t get through your bank but only through government schemes.

1. Energy Company Obligation (ECO)

The Energy Company Obligation (ECO) scheme aims to reduce carbon emissions and tackle fuel poverty. Through this scheme, energy companies are obligated to help low-income and vulnerable households improve their home energy efficiency.

• Amount: Varies depending on the specific measures needed, such as insulation or boiler replacement.
• Eligibility: Homeowners or private renters on certain benefits; eligibility depends on income, the type of home, and the necessary improvements.
• How to Apply: Apply through an approved energy company or a registered installer. They will assess your home and determine what improvements are needed.

2. Warm Home Discount Scheme

The Warm Home Discount Scheme provides a one-off discount on your electricity bill during the winter months. This discount is offered by participating energy suppliers but is part of a government initiative.

• Amount: £150 discount on your electricity bill.
• Eligibility: Low-income households or those receiving certain benefits; eligibility criteria vary slightly between energy suppliers.
• How to Apply: Automatically applied if you receive the Guarantee Credit element of Pension Credit. Others need to apply directly to their energy supplier.

3. Green Homes Grant (Local Authority Delivery Scheme)

Although the Green Homes Grant voucher scheme has ended, some local authorities continue to offer energy efficiency grants under the Local Authority Delivery (LAD) scheme. This program focuses on low-income households and helps fund energy-efficient home improvements.

• Amount: Up to £10,000 for eligible households.
• Eligibility: Low-income households with an income of less than £30,000 per year or those on certain benefits.
• How to Apply: Contact your local council to check if they are participating in the scheme and to apply.

4. Affordable Warmth Obligation

Part of the broader ECO scheme, the Affordable Warmth Obligation focuses specifically on providing financial support for home improvements that make heating more affordable.

• Amount: Depends on the improvements required, such as loft or cavity wall insulation and boiler replacements.
• Eligibility: Homeowners or private renters who are on certain benefits.
• How to Apply: Apply through your energy supplier or an accredited installer who can guide you through the process.

How to Apply for These Grants

Applying for these government-exclusive grants typically involves the following steps:

1. Check Eligibility: Determine if you qualify for the grant based on your income, benefits received, or specific home needs.
2. Contact Relevant Authorities: Reach out to your local council, energy supplier, or an approved installer to begin the application process.
3. Complete Application: Provide all necessary documentation and information as required by the specific grant scheme.
4. Assessment: Your home may be assessed to determine the necessary improvements and the amount of financial support you can receive.

Learn More

If you’re interested in finding out more about these grants and how they can benefit you, click the button below to access detailed information and start your application process.